No body can subsist them self without healthy Income, Especially in the last two decades of an increasingly-competitive environment, dwindling resources and an ever-increasing need to obtain value for money in all areas of corporate activity, it has become essential that all available resources be used optimally. Physical assets form the basic infrastructure of all life with family and their effective earning & expenditure managements is essential to overall success. It has thus become essential to plan and monitor assets throughout their entire life cycle, from the development/procurement stage through to eventual disposal.

Life cycle costing* is concerned with optimizing value for money in the ownership of physical assets by taking into consideration all the cost factors relating to the asset during its operational life.

In this fast growing environment...no body could fulfill their demand and need...without a healthy Income....and other option may be bank loan ,
either you want higher professional education or your own house or daughter marriage or Car.. or any necessarily things in life people always go toward nearest Bank.

So money is the key of success in professional and personal life.....